What type of insurance provides protection for events that may occur during inspections?

General Liability Insurance is designed to provide coverage for various claims that may arise from accidents or incidents occurring during the course of business operations, such as inspections. This type of insurance protects against claims of bodily injury, property damage, and personal injury that might occur as a result of the work performed. For instance, if a client or third party is injured on the premises during an inspection, general liability insurance would cover the legal fees, medical expenses, and any settlements or judgments that may arise from the claim.

In the context of inspections, having general liability insurance is critical as it helps protect the technician and their business from unforeseen liabilities that can result from their activities. This not only includes physical injuries but also potential damage to property that could occur during the inspection process.

While other types of insurance, such as errors and omissions, civil liability, and workers' compensation, may provide coverage for specific scenarios, general liability is broader and specifically addresses protection against incidents that can occur during everyday business activities, including inspections.